Card Expert on May 31, 2010 0
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How To Get a Business Credit Card
Business Cards:
The first and most obvious thing is to have a business. Second, if you are trying to get a business credit card so that you can charge it up, then claim bankruptcy on the business and get out of paying the debt, it most likely won't work.
Credit card companies will usually pull your personal credit reports before giving a business card to a business with no credit history. You will most likely be personally liable for any expenditure you make.
However, if you are a legitimate business and would like to have the ease and convenience of making your day to day purchases by credit card, th...
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Settlement of Credit Card Disputes
Business Cards:
When you file a dispute or claim against your credit card company, it gives you opportunity to obtain a settlement. Typically, settlements are a cancellation of some or all of the debt on the disputed purchase in exchange for your agreement to drop the claims. There are other types of settlement for credit card disputes, however, and some may benefit you more than simply canceling some or all of the debt in question. Here are some other possible types of credit card dispute settlements:
Creditor agrees to cancel a delinquency: it can be helpful if the creditor agrees to treat a late debt a...
Card Expert on March 4, 2010 0
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Businesses lean more on credit cards
Business Cards:
As banks battered by risky mortgage loans tighten lending standards, small businesses are financing their operations with credit cards rather than fixed-rate loans.
James and Heather Hills turned to credit cards in early 2006 to get their Elgin, Ill., startup -- MHN Internet Marketing and PR -- off the ground after three loan officers told them that they wouldn't qualify for a bank loan without capital equipment to put up as collateral.
So the Hills, who have no outside employees, took out two personally guaranteed small-business credit cards as well as a $50,000 home equity line of cred...
Card Expert on November 24, 2009 0
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How To Get a Business Credit Card Application
Business Cards:
Getting a business credit card, even one with a small credit limit, can be very beneficial for a blooming business. Although it is not very advisable to use a business credit card as capital for a business, it can be very helpful for those times where there is shortage of money.
Here are some tips on how to get a business credit card application:
Ask many different banks about their business credit card offers. Scour different banks in your vicinity to see which offer the best deals. You can even search for different banks online. There are many websites, which have listings of all the b...
Card Expert on November 16, 2009 0
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The Gold Card from American Express
Business Cards:
Unlimited rewards potential - Membership Rewards points have no limit to the amount you can earn and no expiration date
Redeem for travel, gift cards, and merchandise for you and your business
Earn 25,000 bonus points every year if you shift $50,000 of your business purchases onto the Card
More purchasing power - Your purchase capacity can evolve with your business. Shift business expenses onto the Card and earn more rewards
Save 3–25% on business expenses from FedEx, JetBlue, Hertz, Hyatt Hotels and Resorts and more
No annual...
CreditCardsAct on May 20, 2009 0
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TrueEarnings Business Card from Costco and American Express
Business Cards:
Straight cash back—4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
0% introductory APR on purchases for the first 3 months
No annual fee with your paid Costco Membership
Flexible payments—pay in full or over time
No annual fee for Additional Cards
Save 3–25% on business expenses from FedEx, JetBlue, Hertz, Hyatt Hotels and Resorts and more
...
CreditCardsAct on May 20, 2009 0
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