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	<title>Credit Cards Act &#187; Card Insider</title>
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	<link>http://creditcardsact.com</link>
	<description>Credit Card News &#124; Credit Card Company Profiles &#124; Latest &#38; Greatest Credit Card Deals</description>
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		<title>A Brief History of The Fuel Card</title>
		<link>http://creditcardsact.com/card-insider/a-brief-history-of-the-fuel-card</link>
		<comments>http://creditcardsact.com/card-insider/a-brief-history-of-the-fuel-card#comments</comments>
		<pubDate>Sat, 14 Aug 2010 13:58:46 +0000</pubDate>
		<dc:creator>Card Expert</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[Fuel Card]]></category>
		<category><![CDATA[History]]></category>
		<category><![CDATA[magnetic stripes]]></category>
		<category><![CDATA[transactions on fuel cards]]></category>
		<category><![CDATA[vehicle registration]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1706</guid>
		<description><![CDATA[The exact year that the fuel card was first used is difficult to pinpoint, but wide use began in the late 70&#8242;s and early 80&#8242;s. However, these early generation cards were unlike the cards we use today. The first cards had no electronic memory, and they were used almost exclusively by truckers, due to the [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Credit Card Delinquency Rates Continue to Fall</title>
		<link>http://creditcardsact.com/card-insider/credit-card-delinquency-rates-continue-to-fall</link>
		<comments>http://creditcardsact.com/card-insider/credit-card-delinquency-rates-continue-to-fall#comments</comments>
		<pubDate>Mon, 28 Jun 2010 17:03:37 +0000</pubDate>
		<dc:creator>Card Expert</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[news]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1667</guid>
		<description><![CDATA[Credit card delinquency and default rates continued their general decline in May, cheering investors and signaling overall economic improvement. Despite banking industry concerns about a new wave of government regulations that could limit profits, easing of 30-day late accounts and charge-offs helped credit credit card issuers retain more revenue compared to the previous month. Capital [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Government Benefits to Require Prepaid Debit Card or Direct Deposit by 2013</title>
		<link>http://creditcardsact.com/card-insider/government-benefits-to-require-prepaid-debit-card-or-direct-deposit-by-2013</link>
		<comments>http://creditcardsact.com/card-insider/government-benefits-to-require-prepaid-debit-card-or-direct-deposit-by-2013#comments</comments>
		<pubDate>Mon, 28 Jun 2010 16:50:08 +0000</pubDate>
		<dc:creator>Card Expert</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[news]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1661</guid>
		<description><![CDATA[Millions of Americans will join the ranks of prepaid debit card users over the next few years, as government officials announced plans to eliminate most Treasury check payments by 2013. According to the Office of Management and Budget, current recipients of government benefit checks will have eighteen months to prepare for the switch. After March [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debit Card Issuers Report Continued Consumer Acceptance</title>
		<link>http://creditcardsact.com/card-insider/debit-card-issuers-report-continued-consumer-acceptance</link>
		<comments>http://creditcardsact.com/card-insider/debit-card-issuers-report-continued-consumer-acceptance#comments</comments>
		<pubDate>Mon, 28 Jun 2010 16:36:55 +0000</pubDate>
		<dc:creator>Card Expert</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[news]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1657</guid>
		<description><![CDATA[Merchant debit card acceptance has driven consumers&#8217; use of the cards to all time highs, according to debit processing network PULSE. For the 2010 Debit Issuer Study, PULSE commissioned global consulting firm Oliver Wyman to survey sixty-four leading financial institutions about their customers&#8217; use of debit cards. According to study respondents, roughly two out of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Chicago Transit Prepares to Accept Credit Cards on City Buses</title>
		<link>http://creditcardsact.com/card-insider/chicago-transit-prepares-to-accept-credit-cards-on-city-buses</link>
		<comments>http://creditcardsact.com/card-insider/chicago-transit-prepares-to-accept-credit-cards-on-city-buses#comments</comments>
		<pubDate>Mon, 28 Jun 2010 16:32:30 +0000</pubDate>
		<dc:creator>Card Expert</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[news]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1652</guid>
		<description><![CDATA[Chicago transit officials joined their peers from New York in a quest to replace coins with credit cards on city-operated trains and buses. The Chicago Tribune reported the Chicago Transit Authority&#8217;s decision to pilot multiple credit card acceptance technologies after studying potential cost savings and ridership improvements from the move. According to the CTA&#8217;s research, [...]]]></description>
		<wfw:commentRss>http://creditcardsact.com/card-insider/chicago-transit-prepares-to-accept-credit-cards-on-city-buses/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Credit Card Battle</title>
		<link>http://creditcardsact.com/card-insider/the-credit-card-battle</link>
		<comments>http://creditcardsact.com/card-insider/the-credit-card-battle#comments</comments>
		<pubDate>Mon, 28 Jun 2010 15:06:54 +0000</pubDate>
		<dc:creator>Card Expert</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1644</guid>
		<description><![CDATA[If you are one of the millions of Americans who have been fighting the credit card battle and looking for an easy resolve to your debt problems, it may take some time to accomplish. Although it won&#8217;t be easy, you can find relief if you remain committed to the mission. Most importantly, if you don&#8217;t [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Credit Card Fraud</title>
		<link>http://creditcardsact.com/card-insider/credit-card-fraud</link>
		<comments>http://creditcardsact.com/card-insider/credit-card-fraud#comments</comments>
		<pubDate>Mon, 28 Jun 2010 15:02:50 +0000</pubDate>
		<dc:creator>Card Expert</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[news]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1640</guid>
		<description><![CDATA[In Wilmington, NC a resident discovered for the second time that she had become the victim of debit and credit card fraud. The victim, who wishes to remain anonymous, said the thief was able to access her debit card information without having the card in their hands. The victim doesn&#8217;t know how the thief got [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Moody Reports The Worst Is Over</title>
		<link>http://creditcardsact.com/card-insider/moody-reports-the-worst-is-over</link>
		<comments>http://creditcardsact.com/card-insider/moody-reports-the-worst-is-over#comments</comments>
		<pubDate>Mon, 28 Jun 2010 14:59:05 +0000</pubDate>
		<dc:creator>Card Expert</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[news]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1636</guid>
		<description><![CDATA[According to the most recent release from Moody&#8217;s Investors Service, the worst is over for credit card companies and cardholders. The current trend shows that card losses continue to decline. Being labeled a trend is important because the data must be rising or falling greater than the typical average over a specified period of time. [...]]]></description>
		<wfw:commentRss>http://creditcardsact.com/card-insider/moody-reports-the-worst-is-over/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debit card growth fueled by small ticket transactions</title>
		<link>http://creditcardsact.com/card-insider/debit-card-growth-fueled-by-small-ticket-transactions</link>
		<comments>http://creditcardsact.com/card-insider/debit-card-growth-fueled-by-small-ticket-transactions#comments</comments>
		<pubDate>Mon, 28 Jun 2010 14:46:40 +0000</pubDate>
		<dc:creator>Card Expert</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[news]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1631</guid>
		<description><![CDATA[The days of weekly ATM withdrawals may be coming to a close as consumers turn to their debit cards to pay for both big and small everyday expenses. During the heavy hit to the economy over the past two years, American consumers have turned to debit cards over other forms of payment at an increasing [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Getting a Good Deal on Your Credit Card</title>
		<link>http://creditcardsact.com/card-insider/good-deal-on-credit-card</link>
		<comments>http://creditcardsact.com/card-insider/good-deal-on-credit-card#comments</comments>
		<pubDate>Fri, 11 Jun 2010 03:35:18 +0000</pubDate>
		<dc:creator>CreditCardsGuru</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1543</guid>
		<description><![CDATA[Credit cards are like power tools –- they help keep your financial house in order, but if you’re careless, they can do a lot of damage. First, the benefits of a credit card: • Credit cards let you use the card company’s money for free. As long you pay your bill in full each time [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Finally! Free credit scores on horizon</title>
		<link>http://creditcardsact.com/card-insider/finally-free-credit-scores-on-horizon</link>
		<comments>http://creditcardsact.com/card-insider/finally-free-credit-scores-on-horizon#comments</comments>
		<pubDate>Tue, 08 Jun 2010 01:22:21 +0000</pubDate>
		<dc:creator>CreditCardsGuru</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[credit reports]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1535</guid>
		<description><![CDATA[One financial reform passed by the Senate would allow you to see your credit scores &#8212; not just your reports &#8212; if they were used against you. Free access to your credit scores may be just around the corner. The financial-reform bill that the Senate passed last week includes an amendment that would give individuals [...]]]></description>
		<wfw:commentRss>http://creditcardsact.com/card-insider/finally-free-credit-scores-on-horizon/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Share a Credit Card</title>
		<link>http://creditcardsact.com/card-insider/share-a-credit-card</link>
		<comments>http://creditcardsact.com/card-insider/share-a-credit-card#comments</comments>
		<pubDate>Mon, 31 May 2010 15:00:36 +0000</pubDate>
		<dc:creator>Card Expert</dc:creator>
				<category><![CDATA[Card Insider]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1523</guid>
		<description><![CDATA[As a way of tempting you to spend more money, credit companies offer you the option of having several cards under one account. And though it may be convenient for your spouse, your teenager and yourself to all share one credit card, make sure you lay out some ground rules. Here are a few suggestions [...]]]></description>
		<wfw:commentRss>http://creditcardsact.com/card-insider/share-a-credit-card/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Obtain a Secondary Credit Card Number</title>
		<link>http://creditcardsact.com/card-insider/obtain-a-secondary-credit-card-number</link>
		<comments>http://creditcardsact.com/card-insider/obtain-a-secondary-credit-card-number#comments</comments>
		<pubDate>Mon, 31 May 2010 14:35:09 +0000</pubDate>
		<dc:creator>Card Expert</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[Secondary Credit Card Number]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1510</guid>
		<description><![CDATA[Using a credit card offers you several advantages over using cash. For one, credit cards are convenient to use. Instead of bringing wads of cash when you go shopping &#8211; and making yourself a potential target of pickpockets or robbers &#8211; you can just bring your plastic credit card. The Internet has taken credit card [...]]]></description>
		<wfw:commentRss>http://creditcardsact.com/card-insider/obtain-a-secondary-credit-card-number/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Your Credit Score Is Made Of</title>
		<link>http://creditcardsact.com/card-insider/credit-score</link>
		<comments>http://creditcardsact.com/card-insider/credit-score#comments</comments>
		<pubDate>Tue, 25 May 2010 02:36:49 +0000</pubDate>
		<dc:creator>CreditCardsGuru</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1487</guid>
		<description><![CDATA[Your credit score is a three-digit number that is used to predict how you will pay your bills. The score ranges from 300-850 and is calculated using your credit history information from your credit report. When you make an application for credit, the creditor or lender uses your credit score to quickly make a credit/no-credit [...]]]></description>
		<wfw:commentRss>http://creditcardsact.com/card-insider/credit-score/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>An Overview Of Your Credit Report and Score</title>
		<link>http://creditcardsact.com/card-insider/credit-report-and-score</link>
		<comments>http://creditcardsact.com/card-insider/credit-report-and-score#comments</comments>
		<pubDate>Tue, 25 May 2010 02:22:46 +0000</pubDate>
		<dc:creator>CreditCardsGuru</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[credit reports]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1477</guid>
		<description><![CDATA[Did you know that all your credit card payments – and non-payments – are compiled into a single document known as your credit report? Did you also know that the information in this report can be given a numerical value called a credit score? Your credit report and credit score are the two primary methods [...]]]></description>
		<wfw:commentRss>http://creditcardsact.com/card-insider/credit-report-and-score/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Seven Good Things About Credit</title>
		<link>http://creditcardsact.com/card-insider/seven-good-things-about-credit</link>
		<comments>http://creditcardsact.com/card-insider/seven-good-things-about-credit#comments</comments>
		<pubDate>Fri, 14 May 2010 12:20:12 +0000</pubDate>
		<dc:creator>Card Expert</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[Manage credit card]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1456</guid>
		<description><![CDATA[We all have our fair share of complaints about credit, credit cards, credit card companies, and lenders. More and more, credit seems to become a staple in our society, but it isn&#8217;t all bad. Yes, even with credit there&#8217;s a bright side. These are some of the good things about credit that you might not [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How Many Credit Cards Is Too Many</title>
		<link>http://creditcardsact.com/card-insider/how-many-credit-cards-is-too-many</link>
		<comments>http://creditcardsact.com/card-insider/how-many-credit-cards-is-too-many#comments</comments>
		<pubDate>Fri, 14 May 2010 11:52:15 +0000</pubDate>
		<dc:creator>Card Expert</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[managing credit cards]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1449</guid>
		<description><![CDATA[You may sift through your stack of credit cards and wonder if you have too many. Or, if you&#8217;re considering opening new credit accounts, you want to be sure it won&#8217;t affect your credit before doing so. The best number of credit cards is one of those questions that doesn&#8217;t have a one-size-fits-all type of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Credit Cards You Should Never Close</title>
		<link>http://creditcardsact.com/card-insider/5-credit-cards-you-should-never-close</link>
		<comments>http://creditcardsact.com/card-insider/5-credit-cards-you-should-never-close#comments</comments>
		<pubDate>Fri, 14 May 2010 11:12:48 +0000</pubDate>
		<dc:creator>Card Expert</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[closing credit accounts]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1445</guid>
		<description><![CDATA[Many consumers close credit cards after becoming what seems like too delinquent to catch up. There seems to be the notion that closing cards makes delinquency go away. Not only is this not the case, closing out a delinquent credit card will hurt your credit more than it will help. Here are five credit cards [...]]]></description>
		<wfw:commentRss>http://creditcardsact.com/card-insider/5-credit-cards-you-should-never-close/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Correct Credit Report Errors Yourself For Free</title>
		<link>http://creditcardsact.com/card-insider/correct-credit-report</link>
		<comments>http://creditcardsact.com/card-insider/correct-credit-report#comments</comments>
		<pubDate>Tue, 11 May 2010 02:09:11 +0000</pubDate>
		<dc:creator>CreditCardsGuru</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[credit report]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1438</guid>
		<description><![CDATA[You can correct credit report errors yourself for free. You have to work hard to keep your credit score high. And it’s really a pain in the neck when somebody dings your credit by mistake. And each credit ding will cost you lots of money. You’ll find it difficult to find a good job, you’ll pay higher interest for [...]]]></description>
		<wfw:commentRss>http://creditcardsact.com/card-insider/correct-credit-report/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>6 ways to choose the right debit card rewards program</title>
		<link>http://creditcardsact.com/card-insider/6-ways-to-choose-the-right-debit-card-rewards-program</link>
		<comments>http://creditcardsact.com/card-insider/6-ways-to-choose-the-right-debit-card-rewards-program#comments</comments>
		<pubDate>Wed, 05 May 2010 15:10:47 +0000</pubDate>
		<dc:creator>Card Expert</dc:creator>
				<category><![CDATA[Card Insider]]></category>
		<category><![CDATA[Debit-Card]]></category>

		<guid isPermaLink="false">http://creditcardsact.com/?p=1300</guid>
		<description><![CDATA[Rewards on debit cards have become more common, but complex in their array of choices. These six tips will help you in choosing and managing a debit card reward program that&#8217;s right for you. 1. Do the math. Understand that if it&#8217;s rewards you&#8217;re after, you can probably rack up awards more quickly with a [...]]]></description>
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