Student Cards

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Establish Credit Using Student Credit Cards

Student Cards: Credit cards for students are a great way of establishing a credit history. It allows a student to start building credit early so that by the time he or she graduates, he/she can present a credit report to prospective employers, landlords, or lenders. But there is more to building credit than just owning a student credit card. As a student, you also have to be aware of your duties as a new credit card holder to make sure that your credit history will be flawless and your credit score will be impressive. Unfortunately, many students get slumped in credit card debt. Most of them even gradu...

Card Expert on May 5, 2010 0

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529 plans may receive FDIC protection

Student Cards: College savings plans took a beating during the recession. Double-digit losses incurred by 529 plans may have motivated some parents to seek safer options. Recent legislation passed by the U.S. House of Representatives may put new security behind this savings approach, according to a recent report by SmartMoney.com, by protecting them through the Federal Deposit Insurance Corporation. This would likely take the form of a certificate of deposit or savings account. Seven states currently use this approach, with many of them partnering with financial institutions, according to the report. T...

Card Expert on May 4, 2010 0

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Are College Credit Cards For You?

Student Cards: College credit cards are the credit cards that have been specially designed for college students. College credit cards are more popularly known as student credit cards. College credit cards allow the students to experience the benefits of credit cards much earlier in their life. Through college credit cards, the college students are able to learn more about credit cards and their use. In fact, for most of the students, their college credit card is their first credit card that acts as a gateway to the world of credit cards. Some other students might have previously used supplementary cred...

Card Expert on January 27, 2010 0

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Low Limit Student Credit Card

Student Cards: As you begin to embark on the world as a college student, responsibility for yourself shifts from your parents to you. One of the most important things a college student can do for their future is to begin to build their credit. Your credit score will follow you for the rest of your life, and a good score will help you to obtain loans for life’s essentials. If at any point in the future you hope to purchase a vehicle, a home or another large item, now is the time to begin to build your credit. The great thing about low limit student credit cards is that they are fairly easy to obtain. Sin...

Card Expert on January 25, 2010 0

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Instant Approval Credit Cards for Students

Student Cards: Credit card companies, issuing instant approval credit cards, guarantee the applicant of receiving a response within 60 seconds of completing an online application form. Instant response is made possible since the credit report of the consumer can be accessed by the credit card company in a matter of seconds. An excellent credit rating guarantees the applicant of receiving a positive response. The credit card is usually mailed to the applicant within a week and the consumer is thus given access to an additional line of credit. In case the applicant's credit history is questionable, the credit ...

Card Expert on December 14, 2009 0

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Credit Cards for People with no Credit History

Student Cards: Credit cards have become a necessary part of daily life. Plastic money provides people with the flexibility and convenience of knowing that they can buy today and pay tomorrow. There are many types of credit cards but for practical purposes we can divide them into 2 broad categories, viz. secured and unsecured. Credit History and Unsecured Credit Cards When we talk about credit cards we generally refer to unsecured credit cards. Credit cards have a revolving structure that gives us the benefit of borrowing today and paying tomorrow. Revolving structure essentially means ...

Card Expert on December 14, 2009 0

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Be smart with your first credit card

Student Cards: For college students today, getting that first credit card has been as much a rite of passage as keggers and all-nighters were for their parents.But thanks to the Credit CARD Act, that's all about to change. first credit card has been as much a rite of passage as keggers and all-nighters were for their parents.But thanks to the Credit CARD Act, that's all about to change. Two out of three college students have at least one card, according to a recent U.S. Public Interest Research Group study. But for too many students, that first card has led to disaster, prompting the law's tight restric...

Card Expert on November 16, 2009 0

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