CreditCardsAct on August 27, 2009 0
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Discover Credit Card Offers $50 Cash Back Bonus
Best Cards:
Discover Credit Card offers one of the highest cash back bonuses, in comparison to other credit cards. If you are planning to apply for a new credit card and interested in bonuses and rewards, Discover Credit Card might be the best choice for you.
There are some important points you need to know about the credit card to make your final decision to apply.
Here is why Discover Credit Card is for you:
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Best Credit Cards for Your Use
Best Cards:
When you are applying for a credit card or trying to pay off your high balance you need to be careful and pay attention to the basic points listed below:
Interest rate - Everyone is looking for lowest interest rate offered, but because most of the cards have interest rates that are increasing in 6-12 month, you have to know both what your initial rate will be, as well as what that rate will go up to after the offer period ends.
No annual fee - This is a good feature to have, if you do have to pay an annual fee to get lower interest rate, make sure to factor that into th...
CreditCardsAct on August 4, 2009 0
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Make Money by Using Your Credit Cards
Money Saver:
Get a credit card that pays you:
Always use a credit card instead of a debit card, checks or cash - if you pay of...
CreditCardsAct on June 16, 2009 0
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Citi Platinum Select Card
Balance Transfer:
0% APR on balance transfers and purchases for up to 12 months
No annual fee
Citi Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more
Good credit
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CreditCardsAct on May 20, 2009 0
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Get The Discover® More Card
Balance Transfer:
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, 24/7
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
No annual fee
Get the Discover® More Card
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CreditCardsAct on May 20, 2009 0
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How To Pay Off Your Credit Cards Quickly
Money Saver:
1. Pay more than the minimum.
You should never pay just the minimum on your credit card unless you absolutely have to. The lower the amount you pay each month, the longer you will be in debt. Always try to pay as much each month as you can, and start paying off the cards with the highest interest rates first.
2. Request lower interest rates.
Most people do not realize that getting a lower interest rate on a long-standing credit debt could be just a phone call away. Try calling each of your creditors and requesting a lower interest rate. Do not be shy or ner...
CreditCardsAct on May 19, 2009 0
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Choose Right Credit Card and Save Money
Money Saver:
Once you've decided what you want in a card, choosing the best one is just a matter of comparing offers. You can narrow down your options by answering three questions.
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CreditCardsAct on May 19, 2009 0
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Balance Transfer Offers and Fees You Must Know About
Money Saver:
Balance transfer offers that seem unbelievable probably are. Lenders do not make offers that they won't benefit financially in some way. In fact, they are hoping that people who accept transfer balance offers won't pay attention to the details. But that’s where potential pitfalls are – in the fine print.
Balance Transfer Fees
Most offers tod...
CreditCardsAct on May 19, 2009 0
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Best Credit Card Deals
Money Saver:
When searching for a credit card, you should look for credit card deals in order to get benefits you want and need:
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CreditCardsAct on May 19, 2009 0
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Establish Credit History
Money Saver:
Your credit history is an important indicator on your credit worthiness. It will determine how easy you will be approved with a credit and the interest rate that you will be enjoying for the credit you are qualified for. Good credit history makes your life easy when you want to apply for credit card or loan. If you don't have a credit history, you need to build ...
CreditCardsAct on May 10, 2009 1
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