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How to Quickly Find the Right Credit Card

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Card Insider:  If you are looking for a new type of financial product to invest in it's important that you find the right one for you and your personal needs every time. Before signing up to another product from your bank, why not use the Internet as a tool to widen your current knowledge and open your eyes to what else is out there? Whether it's a mortgage or a new credit card that you're looking for, search engines can help to pick up the thread of the subject you're investigating quickly and easily, throwing up hundreds of valuable resources to ensure you get an honest and in-depth view of the credit card...

on December 25, 2009 0

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10 things credit card issuers don't say

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Card Insider:  1. "We're just waiting for you to screw up." Many things can bump your credit card interest rate into the red zone, but nothing faster than what's called universal default. You can make all your credit card payments religiously and for a long time, but fall behind on your electric bill and, suddenly, you're a deadbeat -- and will be charged accordingly. Rates can change on short notice, from low and reasonable to up to 35%. Card companies say what they're doing is managing risk. Consumer groups disagree, because many people in universal default aren't deadbeats by any re...

on November 16, 2009 0

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Is your credit card issuer unfair?

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Card Insider:  Federal regulators use these guidelines to determine whether card companies are following the law or employing deceptive or unfair practices. Ever wonder whether a credit card issuer's offer to you or treatment of your account is, in a legal sense, unfair or deceptive? If it is, your lender could get a civil penalty ranging from $11,000 to more than $1 million per violation, per day. Whether you get reimbursed and by how much depends upon the regulator involved and state and federal rules. The Federal Deposit Insurance Corp. has detailed how to detect unfair or deceptive cred...

on November 12, 2009 0

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