Best Cards

RECENT ARTICLE

Should You Cancel Your Credit Card?

Card Insider: People cancel credit cards for lots of reasons. Maybe your cards now come with an annual fee that wasn’t required before. Or maybe your credit limit has been slashed while your interest rate has increased. Whatever your reason, it’s sometimes tempting to get rid of old credit cards by closing your accounts. But is this really the best approach? Here are some factors to consider before you cancel your credit cards. Reasons to Cancel As mentioned above, lots of cardholders have been shocked to find that the terms of their credit cards are significantly worse now than ...

Card Expert on March 4, 2010 0

Share |

ALL ARTICLES

How to Make Reward Cards More Rewarding

Rewards Cards: Are you getting the most out of your reward cards? Some card holders play the rewards game like it’s going out of style, even designating certain reward cards for specific types of purchases. They buy gas with one card, groceries with another, and online purchases with still another. And keeping up with the rules of all those cards is enough to give the average card holder a headache! If you don’t have that much time (or patience), you can still reap the benefits of reward cards by following a few simple rules. First, choose a reward card that gives you something you really need. If you...

Card Expert on January 22, 2010 0

Share |

ALL ARTICLES

Credit Card – Friend or Foe?

Best Cards: Some might refer to the good ol’ credit card as the Fantastic Plastic. As recent statistics have shown, credit cards in the western world are proving to be anything but fantastic, especially for those who succumb to its use. Debt quickly emerges and strangles the card owner somewhat like a Boa Constrictor strangling its host. Deceptive Plastic Perhaps it would be better referred to as Deceptive Plastic. Many card holders don’t realize what their balance is, on a day to day basis, or just how much interest they are paying on funds not paid in full by the due date. ...

Card Expert on January 22, 2010 0

Share |

ALL ARTICLES

Credit Cards Help You Save

Best Cards: Every little bit helps. Except when it doesn't. A number of financial institutions offer reward cards that promise to help you boost your net worth by contributing to your savings accounts, your retirement plans, your college funds or even your mortgage. Each of these cards, however, has traps for the unwary that could undo most or all of the benefits they promise. You should read the fine print of each offer, note how rewards are accrued and refrain from carrying balances; otherwise, any benefit you get from the savings-reward program will be more than wiped out by interest costs. Fu...

Card Expert on January 20, 2010 0

Share |

ALL ARTICLES

How to Quickly Find the Right Credit Card

Card Insider: If you are looking for a new type of financial product to invest in it's important that you find the right one for you and your personal needs every time. Before signing up to another product from your bank, why not use the Internet as a tool to widen your current knowledge and open your eyes to what else is out there? Whether it's a mortgage or a new credit card that you're looking for, search engines can help to pick up the thread of the subject you're investigating quickly and easily, throwing up hundreds of valuable resources to ensure you get an honest and in-depth view of the credit card...

Card Expert on December 25, 2009 0

Share |

ALL ARTICLES

Learn How to Manage you Credit Cards

Money Saver: Consumers are suffering financially due to the recession and need to know how to manage their credit card, savings and investment accounts. In today’s society, credit cards are a staple. Their convenience and many uses make them one of the easiest ways of purchasing items. Unfortunately, they are also a very easy way to get into financial trouble if consumers are spending more than they earn. Not using or establishing credit can also be detrimental. Most consumers cannot afford big-ticket items like homes, cars and large appliances without the use of credit. Because of the importance of cred...

CreditCardsGuru on December 15, 2009 0

Share |

ALL ARTICLES

Prepaid Credit Cards

Secured Cards: Prepaid credit cards are useful for people whose applications for regular credit cards were unsuccessful. The reason for such a rejection is invariably a bad credit rating. Not owning a credit card is a major drawback when it comes to making reservations for hotels, motels, car rentals and airline flights. One also needs a credit card to place orders online, or telephonically. With a prepaid credit card, one can still make all these transactions – but there are limitations. One opens a prepaid credit card account by depositing money into its account in the same way that one would make a d...

Card Expert on December 14, 2009 0

Share |

ALL ARTICLES

2009 Gift Card Study

Best Cards: Experts believe 2009 gift card purchases will bounce back from last holiday season, when spending on the cards decreased to $24.9 billion from $26.3 billion in 2007, according to the National Retail Federation. However, there's some disagreement about how much spending on gift cards will rise. "Consumers are buying gift cards that have less value -- the average value of the cards is down by $6, to $46 from $52," says Dave Sievers, principal and Consumer Products and Retail Practice lead at Archstone Consulting in Stamford, Conn. "Generally, they're buying cards that can be redeeme...

Card Expert on November 12, 2009 0

Share |

ALL ARTICLES

Take Advantage of the New Credit Card Rewards

Rewards Cards: Companies launch incentive programs to encourage customers to pay off debt. Credit card rewards programs have traditionally featured airline miles, gift certificates, and cash back for customers who spend enough on their cards to rack up points. But recently, credit card companies have started offering a different kind of gift: They're handing out lower interest rates, refunding interest payments, and using other strategies to provide incentives for cardholders to pay down their debt and make on-time payments. The deals, however, don't always work in consum...

Card Expert on November 6, 2009 0

Share |

ALL ARTICLES

Your Guide to Credit Cards

Best Cards: This article comes from MSN Money. Use a credit card wisely and you can collect benefits like cash back, bonus points and airline miles, not to mention a better credit score. Use it unwisely and you could end up in a great debt. The No. 1 rule: Pay off your balance every month. Otherwise, you'll pay interest on your purchases. Paying the balance takes discipline. About 40% of households carry credit card debt, according to the Federal Reserve. And although the Credit Card Accountability, Responsibility and Disclosure Act makes significant strides for consumers, it will likely ...

CreditCardsGuru on October 27, 2009 0

Share |

ALL ARTICLES

Discover Credit Card Offers $50 Cash Back Bonus

Best Cards: Discover Credit Card offers one of the highest cash back bonuses, in comparison to other credit cards. If you are planning to apply for a new credit card and interested in bonuses and rewards, Discover Credit Card might be the best choice for you. There are some important points you need to know about the credit card to make your final decision to apply. Here is why Discover Credit Card is for you: ...