Business Credit Card

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How To Get a Business Credit Card

Business Cards: The first and most obvious thing is to have a business. Second, if you are trying to get a business credit card so that you can charge it up, then claim bankruptcy on the business and get out of paying the debt, it most likely won't work. Credit card companies will usually pull your personal credit reports before giving a business card to a business with no credit history. You will most likely be personally liable for any expenditure you make. However, if you are a legitimate business and would like to have the ease and convenience of making your day to day purchases by credit card, th...

Card Expert on May 31, 2010 0

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Should You Cancel Your Credit Card?

Card Insider: People cancel credit cards for lots of reasons. Maybe your cards now come with an annual fee that wasn’t required before. Or maybe your credit limit has been slashed while your interest rate has increased. Whatever your reason, it’s sometimes tempting to get rid of old credit cards by closing your accounts. But is this really the best approach? Here are some factors to consider before you cancel your credit cards. Reasons to Cancel As mentioned above, lots of cardholders have been shocked to find that the terms of their credit cards are significantly worse now than ...

Card Expert on March 4, 2010 0

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Credit Cards Help You Save

Best Cards: Every little bit helps. Except when it doesn't. A number of financial institutions offer reward cards that promise to help you boost your net worth by contributing to your savings accounts, your retirement plans, your college funds or even your mortgage. Each of these cards, however, has traps for the unwary that could undo most or all of the benefits they promise. You should read the fine print of each offer, note how rewards are accrued and refrain from carrying balances; otherwise, any benefit you get from the savings-reward program will be more than wiped out by interest costs. Fu...

Card Expert on January 20, 2010 0

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How to Negotiate with Credit Card Companies

Best Cards: How to negotiate with credit card companies? Consumers may be interested in negotiating with credit card companies for the sake of reducing credit card debt or for reducing the interest charged on the balance that is invariably carried over by the card holders to the ensuing month. Since these scenarios are very different, the willingness of the credit card companies to consider negotiations with the card holder also varies. How to Negotiate with Credit Card Companies to Lower Interest Rates? A customer, who has been regularly paying-off at least the minimum balance on h...

Card Expert on December 14, 2009 0

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Prepaid Credit Cards

Secured Cards: Prepaid credit cards are useful for people whose applications for regular credit cards were unsuccessful. The reason for such a rejection is invariably a bad credit rating. Not owning a credit card is a major drawback when it comes to making reservations for hotels, motels, car rentals and airline flights. One also needs a credit card to place orders online, or telephonically. With a prepaid credit card, one can still make all these transactions – but there are limitations. One opens a prepaid credit card account by depositing money into its account in the same way that one would make a d...

Card Expert on December 14, 2009 0

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Businesses lean more on credit cards

Business Cards: As banks battered by risky mortgage loans tighten lending standards, small businesses are financing their operations with credit cards rather than fixed-rate loans. James and Heather Hills turned to credit cards in early 2006 to get their Elgin, Ill., startup -- MHN Internet Marketing and PR -- off the ground after three loan officers told them that they wouldn't qualify for a bank loan without capital equipment to put up as collateral. So the Hills, who have no outside employees, took out two personally guaranteed small-business credit cards as well as a $50,000 home equity line of cred...

Card Expert on November 24, 2009 0

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How To Get a Business Credit Card Application

Business Cards: Getting a business credit card, even one with a small credit limit, can be very beneficial for a blooming business. Although it is not very advisable to use a business credit card as capital for a business, it can be very helpful for those times where there is shortage of money. Here are some tips on how to get a business credit card application: Ask many different banks about their business credit card offers. Scour different banks in your vicinity to see which offer the best deals. You can even search for different banks online. There are many websites, which have listings of all the b...

Card Expert on November 16, 2009 0

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The Visa Black Card; Luxurious Card to Have

Best Cards: The Visa Black Card is the latest competitor in the prestigious credit card market category. The card is made out of carbon, which makes it special comparing to other regular credit cards that made out of plastic. Members who carry the card agreed on unique experience the Visa Black Card brings, among with highly exclusive membership offers. At this moment this card is owned by 1% of Americans, with high income and high status. You can be sure, that you will have many viewers as soon as you make your card visible to others. Visa Black Card is a luxury, unique card with many bene...

CreditCardsAct on July 16, 2009 1

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The Gold Card from American Express

Business Cards: Unlimited rewards potential - Membership Rewards points have no limit to the amount you can earn and no expiration date Redeem for travel, gift cards, and merchandise for you and your business Earn 25,000 bonus points every year if you shift $50,000 of your business purchases onto the Card More purchasing power - Your purchase capacity can evolve with your business. Shift business expenses onto the Card and earn more rewards Save 3–25% on business expenses from FedEx, JetBlue, Hertz, Hyatt Hotels and Resorts and more No annual...

CreditCardsAct on May 20, 2009 0

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TrueEarnings Business Card from Costco and American Express

Business Cards: Straight cash back—4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco 0% introductory APR on purchases for the first 3 months No annual fee with your paid Costco Membership Flexible payments—pay in full or over time No annual fee for Additional Cards Save 3–25% on business expenses from FedEx, JetBlue, Hertz, Hyatt Hotels and Resorts and more ...

CreditCardsAct on May 20, 2009 0

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