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Fight Fees with Low Fee Credit Cards

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Best Cards Do you have credit cards? Do you know exactly which fees you pay, and how much of your monthly payment is devoted to such fees? If not, you’re in good company; too many of us don’t know exactly what we’re paying for when we make our monthly payments. And card companies have been accused of making credit card terms and conditions too complicated for the average card holder to understand. What’s a consumer to do? First, know what’s out there. Fees come in the form of annual fees, late fees, penalties, fees for cash advances, fees for international purchases, and even fees for paying...

on November 20, 2009 0

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How to dispute a credit card purchase

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Best Cards Don't you just hate it when you buy a product and bring it home, only to discover the product is damaged or poorly made? To make matters worse, the merchant refuses to replace it or give you a refund. If you made the purchase with a credit card, your card company may be able to help. Purchase protection -- with catches Credit card purchases are protected under the Fair Credit Billing Act. This law gives the consumer the right to withhold payment on poor-quality or damaged merchandise purchased with a credit card. Under the law, you do need to make a real effort to...

on November 17, 2009 0

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Be smart with your first credit card

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Student Cards For college students today, getting that first credit card has been as much a rite of passage as keggers and all-nighters were for their parents.But thanks to the Credit CARD Act, that's all about to change. first credit card has been as much a rite of passage as keggers and all-nighters were for their parents.But thanks to the Credit CARD Act, that's all about to change. Two out of three college students have at least one card, according to a recent U.S. Public Interest Research Group study. But for too many students, that first card has led to disaster, prompting the law's tight restric...

on November 16, 2009 0

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