CreditCardsAct

Balance Transfer:  0% APR on balance transfers and purchases for up to 12 months No annual fee Citi Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more Good credit ...

Balance Transfer:  Unlimited cash rewards, automatically Up to 20% Cashback Bonus when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, 24/7 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers No annual fee Get the Discover® More Card ...

Money Saver:  1. Pay more than the minimum. You should never pay just the minimum on your credit card unless you absolutely have to. The lower the amount you pay each month, the longer you will be in debt. Always try to pay as much each month as you can, and start paying off the cards with the highest interest rates first. 2. Request lower interest rates. Most people do not realize that getting a lower interest rate on a long-standing credit debt could be just a phone call away. Try calling each of your creditors and requesting a lower interest rate. Do not be shy or ner...

Money Saver:  Once you've decided what you want in a card, choosing the best one is just a matter of comparing offers. You can narrow down your options by answering three questions. ...

Money Saver:  Balance transfer offers that seem unbelievable probably are. Lenders do not make offers that they won't benefit financially in some way. In fact, they are hoping that people who accept transfer balance offers won't pay attention to the details. But that’s where potential pitfalls are – in the fine print. Balance Transfer Fees Most offers tod...

Money Saver:  When searching for a credit card, you should look for credit card deals in order to get benefits you want and need: ...

Money Saver:  Your credit history is an important indicator on your credit worthiness. It will determine how easy you will be approved with a credit and the interest rate that you will be enjoying for the credit you are qualified for. Good credit history makes your life easy when you want to apply for credit card or loan. If you don't have a credit history, you need to build ...